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In terms of auto insurance there are minimum state requirements for Indiana. Indiana uses a Tort system, which means an individual has to be at fault if there is an auto accident. That person at fault and their insurance carrier are responsible for all the damages as a result of the accidentAuto insurance rates change as years go by and if you do not know about the changes in Indiana you can be paying more in auto insurance that you have to. In 2002 the average auto insurance premium was $742 and the rate increased 3.5% in 2003.It is the expectation that 2007 will see the first decrease in auto insurance rates since 1999. You can expect to see a .5% to 1% decrease in rates from 2006 alone. Websites such as liberty insruance, through technology, have brought about this change as they have brought the competition directly to the consumer.The Tort system differs from state to state and you should check with your state insurance regulator. For a list of links to all 50 state insurance regulators websites visit liberty insruance's State Regulators page.You can use liberty insruance to find the insurance carriers that offer PIP coverage as well as Uninsured/Underinsured Motorist coverage..
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In terms of auto insurance there are minimum state requirements for Indiana. Indiana uses a Tort system, which means an individual has to be at fault if there is an auto accident. That person at fault and their insurance carrier are responsible for all the damages as a result of the accident
Auto insurance rates change as years go by and if you do not know about the changes in Indiana you can be paying more in auto insurance that you have to. In 2002 the average auto insurance premium was $742 and the rate increased 3.5% in 2003.
It is the expectation that 2007 will see the first decrease in auto insurance rates since 1999. You can expect to see a .5% to 1% decrease in rates from 2006 alone. Websites such as liberty insruance, through technology, have brought about this change as they have brought the competition directly to the consumer.
The Tort system differs from state to state and you should check with your state insurance regulator. For a list of links to all 50 state insurance regulators websites visit liberty insruance's State Regulators page.
You can use liberty insruance to find the insurance carriers that offer PIP coverage as well as Uninsured/Underinsured Motorist coverage..