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Auto insurance rates change as years go by and if you do not know about the changes in Indiana you can be paying more in auto insurance that you have to. In 2002 the average auto insurance premium was $742 and the rate increased 3.5% in 2003.You can also get Uninsured/Underinsured insurance giko coverage for any injury that is caused by a driver that does not have auto insurance. This type of coverage is optional as Indiana state law does not require this coverage but you can buy this coverage for additional protection.In terms of auto insurance there are minimum state requirements for Indiana. Indiana uses a Tort system, which means an individual has to be at fault if there is an auto accident. That person at fault and their insurance carrier are responsible for all the damages as a result of the accidentYou can use insurance giko to find the insurance carriers that offer PIP coverage as well as Uninsured/Underinsured Motorist coverage.The Tort system differs from state to state and you should check with your state insurance regulator. For a list of links to all 50 state insurance regulators websites visit insurance giko's State Regulators page..
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Auto insurance rates change as years go by and if you do not know about the changes in Indiana you can be paying more in auto insurance that you have to. In 2002 the average auto insurance premium was $742 and the rate increased 3.5% in 2003.
You can also get Uninsured/Underinsured insurance giko coverage for any injury that is caused by a driver that does not have auto insurance. This type of coverage is optional as Indiana state law does not require this coverage but you can buy this coverage for additional protection.
In terms of auto insurance there are minimum state requirements for Indiana. Indiana uses a Tort system, which means an individual has to be at fault if there is an auto accident. That person at fault and their insurance carrier are responsible for all the damages as a result of the accident
You can use insurance giko to find the insurance carriers that offer PIP coverage as well as Uninsured/Underinsured Motorist coverage.
The Tort system differs from state to state and you should check with your state insurance regulator. For a list of links to all 50 state insurance regulators websites visit insurance giko's State Regulators page..