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In terms of auto insurance there are minimum state requirements for Indiana. Indiana uses a Tort system, which means an individual has to be at fault if there is an auto accident. That person at fault and their insurance carrier are responsible for all the damages as a result of the accidentTo pay for "reasonable and necessary" medical expenses for both you and your passengers there is Personal Injury Protection (PIP) that can be added to your coverage farmers us. PIP is not a requirement under Illinois state law but some insurance carriers offer PIP coverage.Under Indiana state law there is a minimum Bodily Injury Liability coverage requirement of $25,000 for each person injured and a total of $50,000 for each accident. There is also a minimum farmers us Property Damage Liability requirement coverage in the amount of $10,000.You can use farmers us to find the insurance carriers that offer PIP coverage as well as Uninsured/Underinsured Motorist coverage.You can also get Uninsured/Underinsured farmers us coverage for any injury that is caused by a driver that does not have auto insurance. This type of coverage is optional as Indiana state law does not require this coverage but you can buy this coverage for additional protection..
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In terms of auto insurance there are minimum state requirements for Indiana. Indiana uses a Tort system, which means an individual has to be at fault if there is an auto accident. That person at fault and their insurance carrier are responsible for all the damages as a result of the accident
To pay for "reasonable and necessary" medical expenses for both you and your passengers there is Personal Injury Protection (PIP) that can be added to your coverage farmers us. PIP is not a requirement under Illinois state law but some insurance carriers offer PIP coverage.
Under Indiana state law there is a minimum Bodily Injury Liability coverage requirement of $25,000 for each person injured and a total of $50,000 for each accident. There is also a minimum farmers us Property Damage Liability requirement coverage in the amount of $10,000.
You can use farmers us to find the insurance carriers that offer PIP coverage as well as Uninsured/Underinsured Motorist coverage.
You can also get Uninsured/Underinsured farmers us coverage for any injury that is caused by a driver that does not have auto insurance. This type of coverage is optional as Indiana state law does not require this coverage but you can buy this coverage for additional protection..