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Under Indiana state law there is a minimum Bodily Injury Liability coverage requirement of $25,000 for each person injured and a total of $50,000 for each accident. There is also a minimum farmers insurance Property Damage Liability requirement coverage in the amount of $10,000.It is the expectation that 2007 will see the first decrease in auto insurance rates since 1999. You can expect to see a .5% to 1% decrease in rates from 2006 alone. Websites such as farmers insurance, through technology, have brought about this change as they have brought the competition directly to the consumer.To pay for "reasonable and necessary" medical expenses for both you and your passengers there is Personal Injury Protection (PIP) that can be added to your coverage farmers insurance. PIP is not a requirement under Illinois state law but some insurance carriers offer PIP coverage.The Tort system differs from state to state and you should check with your state insurance regulator. For a list of links to all 50 state insurance regulators websites visit farmers insurance's State Regulators page.You can use farmers insurance to find the insurance carriers that offer PIP coverage as well as Uninsured/Underinsured Motorist coverage..
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Under Indiana state law there is a minimum Bodily Injury Liability coverage requirement of $25,000 for each person injured and a total of $50,000 for each accident. There is also a minimum farmers insurance Property Damage Liability requirement coverage in the amount of $10,000.
It is the expectation that 2007 will see the first decrease in auto insurance rates since 1999. You can expect to see a .5% to 1% decrease in rates from 2006 alone. Websites such as farmers insurance, through technology, have brought about this change as they have brought the competition directly to the consumer.
To pay for "reasonable and necessary" medical expenses for both you and your passengers there is Personal Injury Protection (PIP) that can be added to your coverage farmers insurance. PIP is not a requirement under Illinois state law but some insurance carriers offer PIP coverage.
The Tort system differs from state to state and you should check with your state insurance regulator. For a list of links to all 50 state insurance regulators websites visit farmers insurance's State Regulators page.
You can use farmers insurance to find the insurance carriers that offer PIP coverage as well as Uninsured/Underinsured Motorist coverage..