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To pay for "reasonable and necessary" medical expenses for both you and your passengers there is Personal Injury Protection (PIP) that can be added to your coverage www infarmbureau com. PIP is not a requirement under Illinois state law but some insurance carriers offer PIP coverage.Under Indiana state law there is a minimum Bodily Injury Liability coverage requirement of $25,000 for each person injured and a total of $50,000 for each accident. There is also a minimum www infarmbureau com Property Damage Liability requirement coverage in the amount of $10,000.Auto insurance rates change as years go by and if you do not know about the changes in Indiana you can be paying more in auto insurance that you have to. In 2002 the average auto insurance premium was $742 and the rate increased 3.5% in 2003.It is the expectation that 2007 will see the first decrease in auto insurance rates since 1999. You can expect to see a .5% to 1% decrease in rates from 2006 alone. Websites such as www infarmbureau com, through technology, have brought about this change as they have brought the competition directly to the consumer.In terms of auto insurance there are minimum state requirements for Indiana. Indiana uses a Tort system, which means an individual has to be at fault if there is an auto accident. That person at fault and their insurance carrier are responsible for all the damages as a result of the accident.
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To pay for "reasonable and necessary" medical expenses for both you and your passengers there is Personal Injury Protection (PIP) that can be added to your coverage www infarmbureau com. PIP is not a requirement under Illinois state law but some insurance carriers offer PIP coverage.
Under Indiana state law there is a minimum Bodily Injury Liability coverage requirement of $25,000 for each person injured and a total of $50,000 for each accident. There is also a minimum www infarmbureau com Property Damage Liability requirement coverage in the amount of $10,000.
Auto insurance rates change as years go by and if you do not know about the changes in Indiana you can be paying more in auto insurance that you have to. In 2002 the average auto insurance premium was $742 and the rate increased 3.5% in 2003.
It is the expectation that 2007 will see the first decrease in auto insurance rates since 1999. You can expect to see a .5% to 1% decrease in rates from 2006 alone. Websites such as www infarmbureau com, through technology, have brought about this change as they have brought the competition directly to the consumer.
In terms of auto insurance there are minimum state requirements for Indiana. Indiana uses a Tort system, which means an individual has to be at fault if there is an auto accident. That person at fault and their insurance carrier are responsible for all the damages as a result of the accident.