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In terms of auto insurance there are minimum state requirements for Indiana. Indiana uses a Tort system, which means an individual has to be at fault if there is an auto accident. That person at fault and their insurance carrier are responsible for all the damages as a result of the accidentIt is the expectation that 2007 will see the first decrease in auto insurance rates since 1999. You can expect to see a .5% to 1% decrease in rates from 2006 alone. Websites such as esurance car insurance, through technology, have brought about this change as they have brought the competition directly to the consumer.You can also get Uninsured/Underinsured esurance car insurance coverage for any injury that is caused by a driver that does not have auto insurance. This type of coverage is optional as Indiana state law does not require this coverage but you can buy this coverage for additional protection.To pay for "reasonable and necessary" medical expenses for both you and your passengers there is Personal Injury Protection (PIP) that can be added to your coverage esurance car insurance. PIP is not a requirement under Illinois state law but some insurance carriers offer PIP coverage.You can use esurance car insurance to find the insurance carriers that offer PIP coverage as well as Uninsured/Underinsured Motorist coverage..
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In terms of auto insurance there are minimum state requirements for Indiana. Indiana uses a Tort system, which means an individual has to be at fault if there is an auto accident. That person at fault and their insurance carrier are responsible for all the damages as a result of the accident
It is the expectation that 2007 will see the first decrease in auto insurance rates since 1999. You can expect to see a .5% to 1% decrease in rates from 2006 alone. Websites such as esurance car insurance, through technology, have brought about this change as they have brought the competition directly to the consumer.
You can also get Uninsured/Underinsured esurance car insurance coverage for any injury that is caused by a driver that does not have auto insurance. This type of coverage is optional as Indiana state law does not require this coverage but you can buy this coverage for additional protection.
To pay for "reasonable and necessary" medical expenses for both you and your passengers there is Personal Injury Protection (PIP) that can be added to your coverage esurance car insurance. PIP is not a requirement under Illinois state law but some insurance carriers offer PIP coverage.
You can use esurance car insurance to find the insurance carriers that offer PIP coverage as well as Uninsured/Underinsured Motorist coverage..