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To pay for "reasonable and necessary" medical expenses for both you and your passengers there is Personal Injury Protection (PIP) that can be added to your coverage allstate rate. PIP is not a requirement under Illinois state law but some insurance carriers offer PIP coverage.Under Indiana state law there is a minimum Bodily Injury Liability coverage requirement of $25,000 for each person injured and a total of $50,000 for each accident. There is also a minimum allstate rate Property Damage Liability requirement coverage in the amount of $10,000.In terms of auto insurance there are minimum state requirements for Indiana. Indiana uses a Tort system, which means an individual has to be at fault if there is an auto accident. That person at fault and their insurance carrier are responsible for all the damages as a result of the accidentYou can also get Uninsured/Underinsured allstate rate coverage for any injury that is caused by a driver that does not have auto insurance. This type of coverage is optional as Indiana state law does not require this coverage but you can buy this coverage for additional protection..
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To pay for "reasonable and necessary" medical expenses for both you and your passengers there is Personal Injury Protection (PIP) that can be added to your coverage allstate rate. PIP is not a requirement under Illinois state law but some insurance carriers offer PIP coverage.
Under Indiana state law there is a minimum Bodily Injury Liability coverage requirement of $25,000 for each person injured and a total of $50,000 for each accident. There is also a minimum allstate rate Property Damage Liability requirement coverage in the amount of $10,000.
In terms of auto insurance there are minimum state requirements for Indiana. Indiana uses a Tort system, which means an individual has to be at fault if there is an auto accident. That person at fault and their insurance carrier are responsible for all the damages as a result of the accident
You can also get Uninsured/Underinsured allstate rate coverage for any injury that is caused by a driver that does not have auto insurance. This type of coverage is optional as Indiana state law does not require this coverage but you can buy this coverage for additional protection.
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