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In terms of auto insurance there are minimum state requirements for Indiana. Indiana uses a Tort system, which means an individual has to be at fault if there is an auto accident. That person at fault and their insurance carrier are responsible for all the damages as a result of the accidentTo pay for "reasonable and necessary" medical expenses for both you and your passengers there is Personal Injury Protection (PIP) that can be added to your coverage all state agency. PIP is not a requirement under Illinois state law but some insurance carriers offer PIP coverage.The Tort system differs from state to state and you should check with your state insurance regulator. For a list of links to all 50 state insurance regulators websites visit all state agency's State Regulators page.You can use all state agency to find the insurance carriers that offer PIP coverage as well as Uninsured/Underinsured Motorist coverage.Under Indiana state law there is a minimum Bodily Injury Liability coverage requirement of $25,000 for each person injured and a total of $50,000 for each accident. There is also a minimum all state agency Property Damage Liability requirement coverage in the amount of $10,000..
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In terms of auto insurance there are minimum state requirements for Indiana. Indiana uses a Tort system, which means an individual has to be at fault if there is an auto accident. That person at fault and their insurance carrier are responsible for all the damages as a result of the accident
To pay for "reasonable and necessary" medical expenses for both you and your passengers there is Personal Injury Protection (PIP) that can be added to your coverage all state agency. PIP is not a requirement under Illinois state law but some insurance carriers offer PIP coverage.
The Tort system differs from state to state and you should check with your state insurance regulator. For a list of links to all 50 state insurance regulators websites visit all state agency's State Regulators page.
You can use all state agency to find the insurance carriers that offer PIP coverage as well as Uninsured/Underinsured Motorist coverage.
Under Indiana state law there is a minimum Bodily Injury Liability coverage requirement of $25,000 for each person injured and a total of $50,000 for each accident. There is also a minimum all state agency Property Damage Liability requirement coverage in the amount of $10,000..