Reference:

Lawrence, David., & Solomon, Arlene. (2002). Managing a Consumer Lending Business.  Solomon Lawrence Partners.

Mays, Elizabeth. (2003). Credit Scoring For Risk Managers: The Handbook For Lenders. South-Western Educational Pub.

Morgan, Thomas, & Morgan, Thomas A. (2003). The Loan Officer’s Practical Guide to Residential Finance. Quickstart Publications.

Thomas, LC & Crook, Jonathan & Edleman, David & Thomas, Lyn. (2002). Credit Scoring & Its Applications. Siam

FDIC Government Website. FDIC Consumer Protection Act -PART 226—TRUTH IN LENDING (REGULATION Z).: (Retrieved September2004) http://www.fdic.gov/regulations/laws/rules/6500-1400.html